We are your trusted Hong Kong-based secretarial and consultancy partner with over Six years of experience empowering businesses and individuals to succeed.
Navigate Hong Kong's lending landscape with expert guidance. Enhance your preparedness and understanding when seeking financing from banks and financial institutions.
Cover day-to-day operational expenses, manage cash flow gaps, and ensure smooth business continuity and operations.
Fund market entry, new product launches, service expansion, or scaling up existing operations for growth.
Purchase essential machinery, equipment, property, or technology to improve efficiency and capacity.
Consolidate or refinance existing loans to achieve better terms, lower interest rates, and improved cash flow.
Understanding different types from term loans to trade finance options can be confusing
Banks have strict requirements for business history, financial health, and creditworthiness
Complex paperwork, detailed projections, and comprehensive business plans required
Prolonged due diligence processes causing uncertainty for time-sensitive funding needs
Effectively articulating creditworthiness and business viability to lenders is crucial
Lenders increasingly cautious due to regulatory requirements and risk protocols
Advisory Role: HKB provides advisory and preparatory assistance. We do not act as lender or broker, nor guarantee approval. Final decisions rest with banks based on their credit assessment and policies.
Understand business, financial situation, specific funding needs, and objectives
Review financial health and provide initial eligibility assessment with improvement areas
Discuss potential loan types and strategies for approaching suitable lenders
Guide compilation of financial information, documentation, and loan proposal crafting
Advise on effective communication and presentation during lender interactions
Assist in reviewing loan terms to ensure full understanding of commitments
Navigate the path to business financing with confidence. Expert advice and preparation make loan success achievable.